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Michigan Boat & Watercraft Insurance

Boat & Watercraft Quote Request

At Europe Insurance Agency, we can offer a wide variety of coverage and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowner’s policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Michigan insurance coverage needs.

Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation. The following list some of the many coverage that we can offer:

  • Physical Damage Coverage – adding this coverage to your policy protects your boat while in storage and during transport. This covers your boat as well when out of the water, including but not limited to: fire, lightning, vandalism or theft. You can also obtain emergency service reimbursement for expenses related to towing, labor or supplies.
  • Liability Coverage – this coverage will assist you in the event of a collision with another boat, dock or other boaters.
  • Personal Liability – protecting you or family member if you have an accident that causes injury to another person.
  • Medical Payments – covering medical expenses if you or someone in your boat is involved in an accident.
  • Property Damage – damage that may be caused to another persons property while operating your watercraft.

Boat and Watercraft Insurance in Michigan

Consult with one of our professional agents at Europe Insurance Agency to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverage you may need or any discounts you may qualify for. Some additional discounts and coverage may include:

  • Accident forgiveness
  • Roadside assistance
  • Boat removal
  • Boating safety
  • Multi policy discounts


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